As a professional athlete, you have a short and uncertain career (80% of lifetime earnings are received before age 35, four times more bankruptcies than the national average)
You are your own work tool,
You move geographically,
You have atypical taxation
And because managing all of this is not your job, we are here to support you at every stage of your professional and personal life, because you need to invest to prepare for tomorrow and protect your loved ones!
To make the right decisions at the right time, it is essential to determine your investor profile, risk sensitivity and adapt your strategy to your financial capacity and the time you have to reach your goals.
Strategies Sports Invest selects and monitors a very wide range of investment solutions.
Real estate is seen as a secure and profitable long-term asset (especially to generate income ahead of retirement).
As a result, investing in property is often one of your main concerns!
Unlike a typical investor, you have less time to build a real estate portfolio.
Add the fact that your tax burden is often above average and you may change your tax residence regularly… there are many points to watch!
Good guidance is essential to understand this complex environment and its challenges.
There is a wide variety of investment structures using leverage to optimize your strategy — timing is everything: do not start too early, but do not wait too long either.
The financial world is often a blur for professional athletes, largely because of the very specific and sometimes technical language used by banks, insurers, asset managers and fund companies.
We help decode a world that may feel abstract but is essential to diversify your investments.
Our expertise and network allow us to offer premium, tailored investment vehicles for every budget (life insurance / Luxembourg contracts, capitalization contracts / discretionary management / SCPI / FCPI / FIP) as well as exclusive solutions (structured funds and dedicated unit-linked products).
Our role is to understand your situation and goals to identify leverage and optimization axes and choose the most relevant investment strategies (real estate and financial).
Our approach covers tax, financial, wealth and legal aspects.
Our support includes:
- Implementing recommended solutions
- Monitoring investments
- Tax return assistance (income, IFI, rental income…)
Because completing a real estate purchase as a professional athlete is never simple, we offer our expertise, network and know-how to support you at every step and optimize your project.
- Help building a financing plan (deposit / term / counterparties)
- Preparing the file for banks
- Submitting and presenting the file to several banks
- Negotiating terms suited to professional athletes
Your body is your work tool and your source of income…
It is often when an accident or injury occurs that the value of appropriate coverage becomes clear.
Geographic mobility is constant in a professional athlete’s life. Whether in France or abroad, it is important to know social coverage rules to tailor your contract to your needs.
We provide advice and solutions on:
- Work stoppage coverage
- Loss of license / death benefits
- Health insurance for you and your family.
Because your image can become a more or less significant source of income, it may be worth considering whether to create an image rights company to manage this additional revenue (pros and cons).
We can support you in this reflection and in setting up a company if needed.